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		<title>Uniben Journal of Marketing</title>
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			<guid><![CDATA[https://ujm.com.ng/index.php/2026/10/01/ujm-volume-5-number-3-september-2026-special-edition/]]></guid>
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			<title>UJM Volume 5, Number 3, September 2026 (Special Edition)</title>
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			<title>Financial Crimes and Operational Performance of Licensed Deposit Money Banks in Nigeria</title>
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			<guid><![CDATA[https://ujm.com.ng/index.php/2026/10/01/impact-of-emotional-agility-on-entrepreneurial-ventures-success-in-kwara-state/]]></guid>
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			<title>Impact of Emotional Agility on Entrepreneurial Ventures Success in Kwara State</title>
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			<guid><![CDATA[https://ujm.com.ng/index.php/2026/10/01/promotional-mix-adaptation-and-customer-patronage-of-coca-cola-products-among-undergraduate-students-in-lagos-state-nigeria/]]></guid>
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			<title>Promotional Mix Adaptation and Customer Patronage of Coca-Cola Products among Undergraduate Students in Lagos State, Nigeria</title>
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			<title>Customer Relationship Management and Customer Satisfaction: The Moderating role of Culture in Selected Tertiary Institutions of Edo State Nigeria</title>
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			<title>Factors Influencing Customer Satisfaction and Trust in Nigeria&#8217;s E-Commerce Sector: A Systematic Literature Review</title>
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			<title>Service Quality Dimensions in Microfinance Banks in Osogbo, Osun State: A Confirmatory Factor Analysis</title>
			<pubDate><![CDATA[Thu, 01 Oct 2026 07:07:10 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://ujm.com.ng/index.php/2026/10/01/public-resistance-to-petrol-subsidy-reforms-in-nigeria-a-review-of-the-literature/]]></guid>
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			<title>Public Resistance to Petrol Subsidy Reforms in Nigeria: A Review of the Literature</title>
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			<title>Retail Brand Image and Store Choice Behaviour among Urban Consumers</title>
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			<guid><![CDATA[https://ujm.com.ng/index.php/2026/03/30/ujm-volume-5-number-1-march-2026/]]></guid>
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			<title>UJM Volume 5, Number 1, March 2026</title>
			<pubDate><![CDATA[Wed, 08 Jul 2026 09:15:11 +0000]]></pubDate>
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			<guid><![CDATA[https://ujm.com.ng/index.php/2026/07/08/electronic-payment-systems-and-economic-growth-in-nigeria-evidence-from-transaction-data-2012-2022/]]></guid>
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			<title>Electronic Payment Systems and Economic Growth in Nigeria: Evidence from Transaction Data (2012–2022)</title>
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			<title>Impact of Electronic Payment on the Nigerian Economy: A Case of Selected Deposit Money Banks</title>
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			<title>UJM Volume 5, Number 2, June 2026</title>
			<pubDate><![CDATA[Tue, 30 Jun 2026 05:52:00 +0000]]></pubDate>
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			<title>Qualitative Information Disclosures and Firm Performance: A Review of Literature</title>
			<pubDate><![CDATA[Tue, 30 Jun 2026 05:48:52 +0000]]></pubDate>
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			<guid><![CDATA[https://ujm.com.ng/index.php/2026/06/30/environmental-reporting-quality-and-financial-performance-of-listed-nigerian-oil-and-gas-firms-the-moderating-role-of-financial-leverage/]]></guid>
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			<title>Environmental Reporting Quality and Financial Performance of Listed Nigerian Oil and Gas Firms: The Moderating Role of Financial Leverage</title>
			<pubDate><![CDATA[Tue, 30 Jun 2026 05:47:44 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://ujm.com.ng/index.php/2026/06/30/a-test-of-random-walk-hypothesis-in-nigeria-evidence-from-selected-manufacturing-firms-and-stock-market-indicators/]]></guid>
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			<title>A Test of Random Walk Hypothesis in Nigeria: Evidence from Selected Manufacturing Firms and Stock Market Indicators</title>
			<pubDate><![CDATA[Tue, 30 Jun 2026 05:45:46 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://ujm.com.ng/index.php/2026/06/30/effect-of-customers-capital-efficiency-on-value-of-listed-non-financial-firms-in-nigeria/]]></guid>
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			<title>Effect of Customers Capital Efficiency on Value of Listed Non-Financial Firms in Nigeria</title>
			<pubDate><![CDATA[Tue, 30 Jun 2026 05:44:48 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://ujm.com.ng/index.php/2026/06/30/influence-of-selected-macroeconomic-factors-on-foreign-direct-investment-in-nigeria/]]></guid>
			<link><![CDATA[https://ujm.com.ng/index.php/2026/06/30/influence-of-selected-macroeconomic-factors-on-foreign-direct-investment-in-nigeria/]]></link>
			<title>Influence of Selected Macroeconomic Factors on Foreign Direct Investment in Nigeria</title>
			<pubDate><![CDATA[Tue, 30 Jun 2026 05:43:18 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://ujm.com.ng/index.php/2026/06/30/effects-of-agro-financing-and-capacity-building-on-agribusiness-innovation-in-federal-ministry-of-agriculture-and-rural-development-fmard-abuja/]]></guid>
			<link><![CDATA[https://ujm.com.ng/index.php/2026/06/30/effects-of-agro-financing-and-capacity-building-on-agribusiness-innovation-in-federal-ministry-of-agriculture-and-rural-development-fmard-abuja/]]></link>
			<title>Effects of Agro-Financing and Capacity Building on Agribusiness Innovation in Federal Ministry of Agriculture and Rural Development (FMARD), Abuja</title>
			<pubDate><![CDATA[Tue, 30 Jun 2026 05:41:52 +0000]]></pubDate>
		</item>
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			<guid><![CDATA[https://ujm.com.ng/index.php/2026/06/30/compensation-approaches-and-employee-performance-in-selected-deposit-money-banks-in-oyo-state-nigeria/]]></guid>
			<link><![CDATA[https://ujm.com.ng/index.php/2026/06/30/compensation-approaches-and-employee-performance-in-selected-deposit-money-banks-in-oyo-state-nigeria/]]></link>
			<title>Compensation Approaches and Employee Performance in Selected Deposit Money Banks in Oyo State Nigeria</title>
			<pubDate><![CDATA[Tue, 30 Jun 2026 05:40:43 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://ujm.com.ng/index.php/2026/06/30/employee-discipline-and-organizational-performance-a-systematic-literature-review/]]></guid>
			<link><![CDATA[https://ujm.com.ng/index.php/2026/06/30/employee-discipline-and-organizational-performance-a-systematic-literature-review/]]></link>
			<title>Employee Discipline and Organizational Performance: A Systematic Literature Review</title>
			<pubDate><![CDATA[Tue, 30 Jun 2026 05:39:37 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://ujm.com.ng/index.php/2026/06/30/employee-participation-in-decision-making-and-employee-performance-evidence-from-selected-manufacturing-firms-in-ilesa-osun-state-nigeria/]]></guid>
			<link><![CDATA[https://ujm.com.ng/index.php/2026/06/30/employee-participation-in-decision-making-and-employee-performance-evidence-from-selected-manufacturing-firms-in-ilesa-osun-state-nigeria/]]></link>
			<title>Employee Participation in Decision-Making and Employee Performance: Evidence from Selected Manufacturing Firms in Ilesa, Osun State, Nigeria</title>
			<pubDate><![CDATA[Tue, 30 Jun 2026 05:38:33 +0000]]></pubDate>
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			<guid><![CDATA[https://ujm.com.ng/index.php/2026/06/30/farmer-group-membership-and-market-communication-among-catfish-farmers-in-edo-state-nigeria/]]></guid>
			<link><![CDATA[https://ujm.com.ng/index.php/2026/06/30/farmer-group-membership-and-market-communication-among-catfish-farmers-in-edo-state-nigeria/]]></link>
			<title>Farmer Group Membership and Market Communication among Catfish Farmers in Edo State, Nigeria</title>
			<pubDate><![CDATA[Tue, 30 Jun 2026 05:37:39 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://ujm.com.ng/index.php/2026/06/30/effect-of-customer-centricity-on-customer-profitability-of-selected-fintech-firms-in-lagos-state-nigeria/]]></guid>
			<link><![CDATA[https://ujm.com.ng/index.php/2026/06/30/effect-of-customer-centricity-on-customer-profitability-of-selected-fintech-firms-in-lagos-state-nigeria/]]></link>
			<title>Effect of Customer Centricity on Customer Profitability of Selected Fintech Firms in Lagos State, Nigeria</title>
			<pubDate><![CDATA[Tue, 30 Jun 2026 05:36:41 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://ujm.com.ng/index.php/2026/06/30/e-marketing-strategies-and-performance-of-fast-food-small-and-medium-sized-enterprises-in-alimosho-local-government-area-lagos-state-nigeria/]]></guid>
			<link><![CDATA[https://ujm.com.ng/index.php/2026/06/30/e-marketing-strategies-and-performance-of-fast-food-small-and-medium-sized-enterprises-in-alimosho-local-government-area-lagos-state-nigeria/]]></link>
			<title>E-Marketing Strategies and Performance of Fast-Food Small and Medium-Sized Enterprises in Alimosho Local Government Area, Lagos State, Nigeria</title>
			<pubDate><![CDATA[Tue, 30 Jun 2026 05:33:59 +0000]]></pubDate>
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			<guid><![CDATA[https://ujm.com.ng/index.php/2026/06/30/strategic-brand-marketing-and-consumer-buying-behaviour-in-the-food-and-beverages-industry-in-north-central-nigeria/]]></guid>
			<link><![CDATA[https://ujm.com.ng/index.php/2026/06/30/strategic-brand-marketing-and-consumer-buying-behaviour-in-the-food-and-beverages-industry-in-north-central-nigeria/]]></link>
			<title>Strategic Brand Marketing and Consumer Buying Behaviour in the Food and Beverages Industry in North Central Nigeria</title>
			<pubDate><![CDATA[Tue, 30 Jun 2026 05:32:43 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://ujm.com.ng/index.php/2026/06/30/market-orientation-practices-and-service-recovery-in-the-nigerian-telecommunications-industry/]]></guid>
			<link><![CDATA[https://ujm.com.ng/index.php/2026/06/30/market-orientation-practices-and-service-recovery-in-the-nigerian-telecommunications-industry/]]></link>
			<title>Market Orientation Practices and Service Recovery in the Nigerian Telecommunications Industry</title>
			<pubDate><![CDATA[Tue, 30 Jun 2026 05:30:33 +0000]]></pubDate>
		</item>
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			<guid><![CDATA[https://ujm.com.ng/index.php/2026/03/30/board-composition-and-financial-statements-fraud-detection-among-deposit-money-banks-in-nigeria-evidence-from-panel-data-analysis/]]></guid>
			<link><![CDATA[https://ujm.com.ng/index.php/2026/03/30/board-composition-and-financial-statements-fraud-detection-among-deposit-money-banks-in-nigeria-evidence-from-panel-data-analysis/]]></link>
			<title>Board Composition and Financial Statements Fraud Detection among Deposit Money Banks in Nigeria: Evidence from Panel Data Analysis</title>
			<pubDate><![CDATA[Mon, 30 Mar 2026 05:11:24 +0000]]></pubDate>
		</item>
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			<guid><![CDATA[https://ujm.com.ng/index.php/2026/03/30/impact-of-covid-19-pandemic-on-capital-structure-and-profitability-of-listed-dmbs-in-nigeria/]]></guid>
			<link><![CDATA[https://ujm.com.ng/index.php/2026/03/30/impact-of-covid-19-pandemic-on-capital-structure-and-profitability-of-listed-dmbs-in-nigeria/]]></link>
			<title>Impact of COVID-19 Pandemic on Capital Structure and Profitability of Listed DMBs in Nigeria</title>
			<pubDate><![CDATA[Mon, 30 Mar 2026 05:10:05 +0000]]></pubDate>
		</item>
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			<guid><![CDATA[https://ujm.com.ng/index.php/2026/03/30/storage-infrastructure-and-management-practices-as-determinants-of-postharvest-losses-and-market-quality-of-agricultural-produce-in-bida-niger-state-nigeria/]]></guid>
			<link><![CDATA[https://ujm.com.ng/index.php/2026/03/30/storage-infrastructure-and-management-practices-as-determinants-of-postharvest-losses-and-market-quality-of-agricultural-produce-in-bida-niger-state-nigeria/]]></link>
			<title>Storage Infrastructure and Management Practices as Determinants of Postharvest Losses and Market Quality of Agricultural Produce in Bida, Niger State, Nigeria</title>
			<pubDate><![CDATA[Mon, 30 Mar 2026 05:08:26 +0000]]></pubDate>
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			<guid><![CDATA[https://ujm.com.ng/index.php/2026/03/30/developing-a-start-up-lifecycle-framework-for-entrepreneurship-pedagogy-in-nigeria/]]></guid>
			<link><![CDATA[https://ujm.com.ng/index.php/2026/03/30/developing-a-start-up-lifecycle-framework-for-entrepreneurship-pedagogy-in-nigeria/]]></link>
			<title>Developing a Start-Up Lifecycle Framework for Entrepreneurship Pedagogy in Nigeria</title>
			<pubDate><![CDATA[Mon, 30 Mar 2026 05:07:10 +0000]]></pubDate>
		</item>
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			<guid><![CDATA[https://ujm.com.ng/index.php/2026/03/30/technology-transfer-and-market-growth-the-mediating-role-of-artificial-intelligence-in-nigerian-manufacturing-firms/]]></guid>
			<link><![CDATA[https://ujm.com.ng/index.php/2026/03/30/technology-transfer-and-market-growth-the-mediating-role-of-artificial-intelligence-in-nigerian-manufacturing-firms/]]></link>
			<title>Technology Transfer and Market Growth: The Mediating Role of Artificial Intelligence in Nigerian Manufacturing Firms</title>
			<pubDate><![CDATA[Mon, 30 Mar 2026 05:06:00 +0000]]></pubDate>
		</item>
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			<guid><![CDATA[https://ujm.com.ng/index.php/2026/03/30/asset-structure-and-financial-firm-performance-in-nigeria-the-role-of-financial-technology/]]></guid>
			<link><![CDATA[https://ujm.com.ng/index.php/2026/03/30/asset-structure-and-financial-firm-performance-in-nigeria-the-role-of-financial-technology/]]></link>
			<title>Asset Structure and Financial Firm Performance in Nigeria: The Role of Financial Technology</title>
			<pubDate><![CDATA[Mon, 30 Mar 2026 04:36:43 +0000]]></pubDate>
		</item>
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			<guid><![CDATA[https://ujm.com.ng/index.php/2026/03/30/the-role-of-cultural-marketing-in-enhancing-consumer-brand-loyalty-of-financial-technology-products-in-benin-city/]]></guid>
			<link><![CDATA[https://ujm.com.ng/index.php/2026/03/30/the-role-of-cultural-marketing-in-enhancing-consumer-brand-loyalty-of-financial-technology-products-in-benin-city/]]></link>
			<title>The Role of Cultural Marketing in Enhancing Consumer Brand Loyalty of Financial Technology Products in Benin City</title>
			<pubDate><![CDATA[Mon, 30 Mar 2026 04:35:09 +0000]]></pubDate>
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			<guid><![CDATA[https://ujm.com.ng/index.php/2026/03/30/customer-support-and-satisfaction-empirical-analysis-of-nigerian-deposit-money-banks-customers/]]></guid>
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			<title>Customer Support and Satisfaction: Empirical Analysis of Nigerian Deposit Money Banks Customers</title>
			<pubDate><![CDATA[Mon, 30 Mar 2026 04:32:49 +0000]]></pubDate>
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			<guid><![CDATA[https://ujm.com.ng/index.php/2026/03/30/the-teamwork-framework-an-organised-rational-and-knowledge-driven-model-of-collaborative-performance/]]></guid>
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			<title>The Teamwork Framework: An Organised, Rational, and Knowledge-Driven Model of Collaborative Performance</title>
			<pubDate><![CDATA[Mon, 30 Mar 2026 04:31:13 +0000]]></pubDate>
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			<guid><![CDATA[https://ujm.com.ng/index.php/2026/03/30/influencer-partnership-and-institution-performance-of-private-universities-in-south-south-nigeria/]]></guid>
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			<title>Influencer Partnership and Institution Performance of Private Universities in South-South, Nigeria</title>
			<pubDate><![CDATA[Mon, 30 Mar 2026 04:26:33 +0000]]></pubDate>
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			<guid><![CDATA[https://ujm.com.ng/index.php/blog-2/]]></guid>
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			<title>Home</title>
			<pubDate><![CDATA[Wed, 28 Jul 2021 11:36:46 +0000]]></pubDate>
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