{"id":3415,"date":"2026-03-30T05:21:41","date_gmt":"2026-03-30T05:21:41","guid":{"rendered":"https:\/\/ujm.com.ng\/?p=3415"},"modified":"2026-03-30T05:21:42","modified_gmt":"2026-03-30T05:21:42","slug":"ujm-volume-5-number-1-march-2026","status":"publish","type":"post","link":"https:\/\/ujm.com.ng\/index.php\/2026\/03\/30\/ujm-volume-5-number-1-march-2026\/","title":{"rendered":"UJM Volume 5, Number 1, March 2026"},"content":{"rendered":"\n<h2 class=\"wp-block-heading has-text-align-center\"><strong>ISSN: 2814-1490 || E-ISSN: 1595-0743<\/strong><br><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><a href=\"https:\/\/ujm.com.ng\/index.php\/2026\/03\/30\/impact-of-electronic-payment-on-the-nigerian-economy-a-case-of-selected-deposit-money-banks\/\" type=\"link\" id=\"https:\/\/ujm.com.ng\/index.php\/2026\/03\/30\/impact-of-electronic-payment-on-the-nigerian-economy-a-case-of-selected-deposit-money-banks\/\">Impact of Electronic Payment on the Nigerian Economy: A Case of Selected Deposit Money Banks By Angela Ngunan Atsanan &amp; Mathew Ekundayo Rotim<\/a>i<\/li>\n\n\n\n<li><a href=\"https:\/\/ujm.com.ng\/index.php\/2026\/03\/30\/perceptions-of-nigerias-electoral-brand-image-evidence-from-registered-voters-in-benin-city\/\" type=\"link\" id=\"https:\/\/ujm.com.ng\/index.php\/2026\/03\/30\/perceptions-of-nigerias-electoral-brand-image-evidence-from-registered-voters-in-benin-city\/\">Perceptions of Nigeria\u2018s Electoral Brand Image: Evidence from Registered Voters in Benin City By Obadare Olaouwa E. &amp; Odia Edith O.<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/ujm.com.ng\/index.php\/2026\/03\/30\/assessing-nigerias-nation-brand-image-a-comparative-analysis-of-nigerians-and-non-nigerians-perceptions\/\" type=\"link\" id=\"https:\/\/ujm.com.ng\/index.php\/2026\/03\/30\/assessing-nigerias-nation-brand-image-a-comparative-analysis-of-nigerians-and-non-nigerians-perceptions\/\">Assessing Nigeria\u2018s Nation Brand Image: A Comparative Analysis of Nigerians and Non-Nigerians\u2018 Perceptions By Odia, Edith O.<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/ujm.com.ng\/index.php\/2026\/03\/30\/brand-equity-and-customers-loyalty-among-passengers-of-selected-mass-transit-companies-in-enugu-state-nigeria\/\" type=\"link\" id=\"https:\/\/ujm.com.ng\/index.php\/2026\/03\/30\/brand-equity-and-customers-loyalty-among-passengers-of-selected-mass-transit-companies-in-enugu-state-nigeria\/\">Brand Equity and Customers\u2018 Loyalty among Passengers of Selected Mass Transit Companies in Enugu State Nigeria By Okereke Obinna, Abonyi Ikechukwu Igwulube &amp; Chime Kenneth<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/ujm.com.ng\/index.php\/2026\/03\/30\/sustainable-business-practices-and-financial-performance-of-nigerian-banks\/\" type=\"link\" id=\"https:\/\/ujm.com.ng\/index.php\/2026\/03\/30\/sustainable-business-practices-and-financial-performance-of-nigerian-banks\/\">Sustainable Business Practices and Financial Performance of Nigerian Banks By Anthony Ekhator Obahiagbon &amp; Christopher Oghionmwen Ighodaro<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/ujm.com.ng\/index.php\/2026\/03\/30\/influencer-partnership-and-institution-performance-of-private-universities-in-south-south-nigeria\/\" type=\"link\" id=\"https:\/\/ujm.com.ng\/index.php\/2026\/03\/30\/influencer-partnership-and-institution-performance-of-private-universities-in-south-south-nigeria\/\">Influencer Partnership and Institution Performance of Private Universities in South-South Nigeria By Monye Michael &amp; Osio Joyce E.<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/ujm.com.ng\/index.php\/2026\/03\/30\/the-teamwork-framework-an-organised-rational-and-knowledge-driven-model-of-collaborative-performance\/\" type=\"link\" id=\"https:\/\/ujm.com.ng\/index.php\/2026\/03\/30\/the-teamwork-framework-an-organised-rational-and-knowledge-driven-model-of-collaborative-performance\/\">The Teamwork Framework: An Organised, Rational, and Knowledge-Driven Model of Collaborative Performance By Bernard Osahon Odiase<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/ujm.com.ng\/index.php\/2026\/03\/30\/customer-support-and-satisfaction-empirical-analysis-of-nigerian-deposit-money-banks-customers\/\" type=\"link\" id=\"https:\/\/ujm.com.ng\/index.php\/2026\/03\/30\/customer-support-and-satisfaction-empirical-analysis-of-nigerian-deposit-money-banks-customers\/\">Customer Support and Satisfaction: Empirical Analysis of Nigerian Deposit Money Banks Customers By Oladipo G. T., Omolekan O. J., Ishola J. A., &amp; Akinsanya, D. O.<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/ujm.com.ng\/index.php\/2026\/03\/30\/the-role-of-cultural-marketing-in-enhancing-consumer-brand-loyalty-of-financial-technology-products-in-benin-city\/\" type=\"link\" id=\"https:\/\/ujm.com.ng\/index.php\/2026\/03\/30\/the-role-of-cultural-marketing-in-enhancing-consumer-brand-loyalty-of-financial-technology-products-in-benin-city\/\">The Role of Cultural Marketing in Enhancing Consumer Brand Loyalty of Financial Technology Products in Benin City By Waliyu Oladosu Adebayo &amp; Oseyomon E. P.<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/ujm.com.ng\/index.php\/2026\/03\/30\/asset-structure-and-financial-firm-performance-in-nigeria-the-role-of-financial-technology\/\" type=\"link\" id=\"https:\/\/ujm.com.ng\/index.php\/2026\/03\/30\/asset-structure-and-financial-firm-performance-in-nigeria-the-role-of-financial-technology\/\">Asset Structure and Financial Firm Performance in Nigeria: The Role of Financial Technology By Eburajolo Ose Courage &amp; Ogiemudia A. Omorose<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/ujm.com.ng\/index.php\/2026\/03\/30\/technology-transfer-and-market-growth-the-mediating-role-of-artificial-intelligence-in-nigerian-manufacturing-firms\/\" type=\"link\" id=\"https:\/\/ujm.com.ng\/index.php\/2026\/03\/30\/technology-transfer-and-market-growth-the-mediating-role-of-artificial-intelligence-in-nigerian-manufacturing-firms\/\">Technology Transfer and Market Growth: The Mediating Role of Artificial Intelligence in Nigerian Manufacturing Firms By Ogunmuyiwa Michael Segun, Ariyo Oludayo Olajide &amp; Ayo-Balogun Atinuke Oluwatoyin<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/ujm.com.ng\/index.php\/2026\/03\/30\/developing-a-start-up-lifecycle-framework-for-entrepreneurship-pedagogy-in-nigeria\/\" type=\"link\" id=\"https:\/\/ujm.com.ng\/index.php\/2026\/03\/30\/developing-a-start-up-lifecycle-framework-for-entrepreneurship-pedagogy-in-nigeria\/\">Developing a Start-Up Lifecycle Framework for Entrepreneurship Pedagogy in Nigeria By Adima Julius Osaremen &amp; Racheal Titi Adima<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/ujm.com.ng\/index.php\/2026\/03\/30\/storage-infrastructure-and-management-practices-as-determinants-of-postharvest-losses-and-market-quality-of-agricultural-produce-in-bida-niger-state-nigeria\/\" type=\"link\" id=\"https:\/\/ujm.com.ng\/index.php\/2026\/03\/30\/storage-infrastructure-and-management-practices-as-determinants-of-postharvest-losses-and-market-quality-of-agricultural-produce-in-bida-niger-state-nigeria\/\">Storage Infrastructure and Management Practices as Determinants of Postharvest Losses and Market Quality of Agricultural Produce in Bida, Niger State, Nigeria By Babatunde Sikiru Bello, Abdulmutalib Adinoyi Abdulsalam &amp; Sunday Tolulope Ogundeji<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/ujm.com.ng\/index.php\/2026\/03\/30\/impact-of-covid-19-pandemic-on-capital-structure-and-profitability-of-listed-dmbs-in-nigeria\/\" type=\"link\" id=\"https:\/\/ujm.com.ng\/index.php\/2026\/03\/30\/impact-of-covid-19-pandemic-on-capital-structure-and-profitability-of-listed-dmbs-in-nigeria\/\">Impact of COVID-19 Pandemic on Capital Structure and Profitability of Listed DMBs in Nigeria By Suleiman Hadiza Ahmed &amp; Hussain Zayyan<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/ujm.com.ng\/index.php\/2026\/03\/30\/board-composition-and-financial-statements-fraud-detection-among-deposit-money-banks-in-nigeria-evidence-from-panel-data-analysis\/\" type=\"link\" id=\"https:\/\/ujm.com.ng\/index.php\/2026\/03\/30\/board-composition-and-financial-statements-fraud-detection-among-deposit-money-banks-in-nigeria-evidence-from-panel-data-analysis\/\">Board Composition and Financial Statements Fraud Detection among Deposit Money Banks in Nigeria: Evidence from Panel Data Analysis By Samuel Umanah &amp; Paul Efe Ohwojero<\/a><\/li>\n<\/ol>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>ISSN: 2814-1490 || E-ISSN: 1595-0743<\/p>\n","protected":false},"author":1,"featured_media":3355,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[125],"tags":[],"class_list":["post-3415","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-editions"],"aioseo_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - 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